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We’ve been helping Texas farmers start and grow their businesses since 1917, and we are proud to continue that tradition. Any of our 16 locations can help you in 48 Texas counties with a variety of land financing purposes, including the following: Ranching and Rural Property Financing
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In any of those cases, Lone Star Ag Credit is the right choice for your land mortgage in Texas. What Do We Offer Land Financing For?Īre you an established farmer or a new generation? Looking for a place to live, a place to make a living, or both? Or maybe you’re just looking for a raw land loan so you can have a private place to hunt, fish, hike or explore. Find out more about our patronage program, and how we use it to truly put our customers first like few land financing companies ever will. Lone Star Ag Credit really does it, in cash, directly to our customers. Plenty of Texas land financing companies say they’ll pass savings on to you. That distribution effectively reduced the land mortgage interest rate paid by our customers by 1.35% in 2021. Over the course of 10 years, Lone Star Ag Credit returned $146.5 million in patronage dividends to our customer-owners, including a record $24.1 million in 2021 alone. As a customer-owned lending cooperative, our land loan borrowers aren’t just our customers – they’re also our owners! That means when we do well, we pass that benefit directly on to our customers in CASH. Those profits flow into the hands of their executives and stakeholders, and the customer rarely sees any of the benefits of the business’s success.īut at Lone Star Ag Credit, our customers ARE our stakeholders. Most Texas land mortgage companies you see will aim to maximize their own profits for their own benefit. We Are a Customer-Owned Texas Land Financing Company